Robo-advisors are becoming mainstream and we are here to help you choose which one to use. While it's hard to replace an actual financial planner, robo-advisors are great alternatives due to the low-cost financial advice with your personal finance.

Best robo-advisor overall

The best all-around robo-advisor would be Wealthfront's robo-advisor. Wealthfront requires a $500 minimum investment and offers free management of funds on the first $5,000.

Best robo-advisor for taxable accounts

Another one of our favorite robo-advisors would be Betterment. With a minimum account value of $0, Betterment has maintained its power as one of the largest independent robo-advisors in the market currently.

Best robo-advisor with access to a financial advisor

If you wish to use a robo-advisor but also have access to a human advisor, we truly recommend Sofi Automated Investing. You will need to invest a minimum of $100 to get started with SoFi and it is a great tool for cost-conscious investors.